By offering you and your employees the health benefits, you can protect your employees, protect your business, maintain productivity, attract and retain key talent and provide tax efficient compensation.
Let’s face it, small companies with fewer than 200 employees have a much different need for model of service than that of a larger company with several hundred employees. When it comes to employee benefits, most brokers, “consultants” (and carriers) prefer to deal with larger businesses simply to generate larger revenues. While they may deal with a smaller company of under 200 employee’s do you really get the expertise, attention and service you deserve?
Over the last 25 years we have built an exceptional service model and unique plan design format for small and medium sized businesses. Our unique approach is focused on and has proven to protect our clients from continual exponential cost increases and rate volatility that has become common place in to days small group market. In addition, we’ve done this while ensuring that you provide the flexibility your employee’s desire and value and financial protection that is so important in protecting yourself and your businesses most valuable asset – your employee’s. We call this Benefit Fusion.
We identify the perfect blend between insured and self insured benefits for each individual company. This creates significant cost efficiencies reducing administrative costs by as much as 75% in some cases.
By employing our proven plan design strategies, often utilizing a transfer or removal of risk. You will not only reduce benefit costs on an on going basis but help to moderate or even eliminate the volatile rate changes so often associated in the small group market.
Diverse product selection: Including but not limited to:
Automated monitoring and reporting of plan performance: Our 6 and 9 month utilization reports make for a highly proactive service so that surprises are nonexistent and budgeting is much simpler.
A comprehensive and unique service offering for your plan members
How to get started
Just like we do for all our valued customers – We would be happy to conduct a comprehensive are view & audit of your benefit programs to include all aspects of the plan such as claims utilization and trends; pricing, plan design evaluation; plan administration and procedures; we then identify opportunities for cost reductions through self insured (ASO) strategies. Benefit from our over 40 years of group benefit experience and time tested industry relationships. Our service model for small – medium sized companies of fewer than 200 employee’sis unrivaled.